e-Bank
Our company has relevant experience as an internet banking solutions supplier. We strive to constantly improve the performance and quality of our products in order to meet the increasing sophistication and performance level required by the market. Our clients demand for system services grows exponentially determining us to develop more reliable complex structures.
"eBank", one of our main products, has been designed to meet such requirements and to represent a reliable platform for further development of its features. The banks need architectures capable to provide guaranteed availability, while constantly seeking to improve and offer their clients new services. We are extremely sensitive to our customers' feed-back in order to develop new modules and functionalities based on our product platform.
SDC addresses the growing need for secure access electronic devices offering top security products, such as Vasco token DigiPass. Our internet banking solutions' special capabilities have been awarded and recognized within the market. eBank is a very flexible and reliable platform with a an extremely complex and elaborated administration system. The authentication module is also unique offering absolute flexibility as the bank or the client can choose from various ways of access: simple (user name and password); digital certificate; hardware device. After 12 years of continuously developing eBank, based on our experience on the local and international market, we have reached a high level of performance and flexibility.
eBank key features
- order payment in lei (to business partners and to the state)
- managing an owned database of customers' payments
- receiving account extracts on demand (current accounts or cards)
- details if a customer is on the payment interdiction list
- generating currency exchange instructions
- currency payments for residents or non residents
- transfer data from/to the own financial accounting system
- generating global paying orders (salaries or other conventions signed with the bank)
- managing password parameters or other parameters
- operating hierarchically on several levels transfers between current and card accounts (bidirectional) or between card accounts of the same client.
Security
The IBM/Lotus platform used by SoftNet Internet and the client-bank communication channels insured the transactions' security and the encrypted information transmission at the highest standards One of the most secure systems certifies users in order to interact with the bank. A combination of hardware devices (token random password generator) and software systems running on the bank's servers. Additionally, one may define a payment, needing several approvals organized on several hierarchic levels. The maximal security with three levels tokens Dynamic password calculations (Response Only) „Challenge/Response Mode" Electronic signature.
Benefits
The final users can use the bank's services from anywhere The clients' services will be available seven days a week, 24 hours a day Transactions will be executed faster, almost instantaneously Bank communication costs will be reduced drastically by working „OFFLINE" More services and transaction types available, from verifying an account to approving a credit Quick, intuitive secured access to the bank's services.
